We Listen & Plan

We learn about your goals and create a plan around them so you can do what you want
(and need) to do in life.

Looking at the Whole Financial Picture

Looking at the Whole Financial Picture

To build your future, we need to know where you are today and where you want to be tomorrow. That means understanding not only your assets, such as concentrated stock holdings, but also your aspirations, including sending your kids to college. We take a disciplined approach to gathering all your details, through frank conversations, comprehensive questionnaires, and thorough financial statement reviews. 

Disciplined & Directed Framework

With your information in-hand, we chart, assess, and evaluate different scenarios based on your unique objectives, risk tolerance, and time horizons. From this insight, we build a financial framework from which all our recommendations – including savings directives, insurance requirements, and investment strategies – flow.  This framework provides a repeatable, measurable way to make objective decisions as to how to allocate your assets to work for you. 

Parallel Advisors - Financial Planning

Active Planning

Active Planning:
Refreshing the Game Plan

Planning does not stop at the initial plan. Needs change. Wants change. Players change. Building on the foundation of your plan, we typically meet with you every year – and when life’s milestones happen – for an in-depth planning review. We reevaluate your investments, tax planning, estate planning, and catastrophe planning to make sure your strategies are aligned with your goals. We then revise any courses of action, as appropriate.

Ongoing Monitoring and Review

Getting to Know You

Recommend-
ing A Plan

Ongoing Monitoring and Review

Putting the Plan into Action

Getting to Know You

  • Determine your financial goals and objectives
  • Inventory assets, liabilities and planning resources, including all compensation and benefits
  • Evaluate existing investments and portfolio holdings
  • Discuss tax and estate status and goals

Ongoing Monitoring
and Review

  • Update your financial goals and ensure your plan stays on track
  • Evaluate portfolio performance vs. relative benchmarks
  • Rebalance portfolio and make tax-efficient investment changes
  • Adjust asset allocations for changes in your risk profile, the economy and tax environment

Recommending a Plan

  • Use financial planning tools and knowledge base to create an actionable roadmap
  • Suggest appropriate asset allocation strategy consistent with your risk profile
  • Set investment policy statements for your portfolio
  • Assemble team of outside advisors, including CPA, estate attorney and insurance advisor

Putting the Plan into Action

  • Collaborate with your outside advisors to implement planning strategies
  • Invest to meet your planning objectives with the least amount of risk
  • Implement appropriate taxable vs. tax-deferred investment structure
  • Designate active or index solutions for each asset class